Privacy Policy
Effective Date: September 9, 2026
WASSUC LLC, a Puerto Rico-formed limited liability company doing business as Spearpoint ("Spearpoint," "we," "us," or "our"), respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect information you provide when you visit spearpoint-financial.com (the "Site") or submit information to us as a prospective or current client.
1. Information We Collect
We may collect the following categories of information:
- Contact information you provide, such as your name, phone number, email address, and state of residence or business.
- Business and financial information you provide about your debt situation, such as estimated balances, debt type, and payment urgency, submitted through our consultation forms.
- Usage information collected automatically, such as pages visited, device and browser type, and general location, typically through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect to:
- Respond to your inquiry and schedule a consultation;
- Evaluate and discuss potential debt settlement services with you;
- Operate, maintain, and improve the Site;
- Communicate with you about our services, including by phone, text, or email, consistent with any consent you provide; and
- Comply with applicable legal and regulatory obligations.
3. How We Disclose Information
We do not sell your personal information. We may share information with:
- Service providers who support our operations, such as customer relationship management, hosting, and communications platforms, under obligations to protect your information;
- Professionals or entities directly involved in providing services to you, such as negotiating on your behalf, where you have engaged us to do so; and
- Government authorities or third parties where required by law, regulation, or legal process.
4. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy, including to provide services you request, maintain business records, and comply with legal, accounting, or regulatory requirements.
5. Data Security
We use administrative, technical, and physical safeguards designed to protect your information, including encrypted data transmission. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Your Choices
You may request to access, correct, or delete the personal information you have provided to us, or opt out of marketing communications, by contacting us using the information below.
7. Cookies and Similar Technologies
The Site may use cookies and similar technologies to operate effectively and to understand how visitors use the Site. You can control cookies through your browser settings.
8. Children's Privacy
The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The "Effective Date" above indicates when this policy was last revised.
10. Contact Us
If you have questions about this Privacy Policy or wish to exercise the choices described above, contact us at:
WASSUC LLC d/b/a Spearpoint
Puerto Rico
Phone: (787) 425-4288