The Spearpoint Path

We Start by Saving Your Business. What Comes Next Is Up to You.

Our business debt settlement program is where every client begins, and it stands on its own. For clients who want to keep working with us afterward, optional services help you rebuild, grow, and keep more of what you earn.

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Phase 1 · Where everyone starts

Rescue

Stop the pressure. Settle what you owe.

Our business debt settlement program is the front door to everything Spearpoint does. Daily payments come under control, funders negotiate with us instead of you, and your business gets room to breathe again.

  • Founder-led strategy for your specific debts and funders
  • Negotiations handled for you, so you can run your business
  • Legal support coordinated through our nationwide attorney network when your case needs it
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After your program: optional services, only if you want them

Phase 2 · Optional

Rebuild

Restore your credit and financial footing.

Once the debt is behind you, credit repair helps you get back to banking, borrowing, and buying on your terms.

  • Credit repair to address what's holding your profile back
  • A clear plan for restoring access to capital the right way
Phase 3 · Optional

Grow

Make the business stronger than before.

A fractional CFO on retainer and hands-on sales and negotiation optimization, so the business earns more and never ends up in the same trap again.

  • Fractional CFO on retainer for cash flow, planning, and decisions
  • Sales and negotiation optimization to lift revenue and margins
Phase 4 · Optional

Keep

Keep more of what you build.

Robert relocated to Puerto Rico under Act 60 in 2020 and knows firsthand how much it takes to do it correctly. He's your man on the ground.

  • Tax optimization through Act 60 relocation services
  • Bitcoin adoption advisory
Read Robert's story →

Rebuild, Grow, and Keep are optional services for clients who choose to continue with Spearpoint after completing their settlement program. Each is offered under a separate agreement and is not part of the debt settlement program.

Questions About the Path

Is the debt settlement program required to include the other services?

No. The debt settlement program is a complete program on its own. Rebuild, Grow, and Keep are never part of it, and you don't need them to enroll or to finish.

How do the other services work?

They're optional. If you complete your settlement program and want to keep working with us, we'll talk about what fits your business. Each service is offered under its own separate agreement, with no pressure and no obligation.

Who will I actually be working with?

Spearpoint is founder-led, not a call center. You'll talk to Robert, and when your case needs legal support, we coordinate it through our nationwide attorney network.

Every Path Starts With One Conversation.

Tell us about your debt. We respond personally within 30 minutes during business hours. Free, confidential, and no obligation.

Talk to Robert →
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